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SPARK PS

SPARK PS

SPARK PS is the new modular payment system, natively integrable, provided by MS Solution. It relies on AI techniques. Fraud detection and data analysis draw particularly on these techniques for better performance.

The solution implements and manage all the classic protocols (ISO 8583, SPDH, NDC+, etc.) as well as the ISO 20022 protocol.

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STANDARDS STANDARDS

Compatibility with local and international standards and systems

SECURITY SECURITY

Security and compliance of payments

EFFICIENCY EFFICIENCY

Guarantee of operational and financial gains for banks

WHAT SPARK PS OFFERS

To support banks, MS Solutions has upgraded its electronic banking platform to integrate new developments in the field (cashback, omnichannel, artificial intelligence, big data, etc.). The main features offered by SPARK PS are:

Issuing

Issuing

Card Management System, card personalization, loyalty & couponing

Processing

Processing

Authorization / Switching, Clearing

Acceptance

Acceptance

Acquiring Management System, POS module, ATM module

Monitoring

Monitoring

ATM manager, POS manager

Transversal services

Transversal services

KYC and anti-money laundering, additional non-payment services (insurance, etc.), anti-fraud

Highlights of the solution SPARK PS are:

  • An open platform (Full API), with advanced card program configuration modules that facilitate the management of non-banking products
  • Real-time manufacturing tracking, card inventory management and product design support tools
  • Personalization and relevance of targeting and proposed rewards
  • Processing of authorization volumes in real time: advanced engines based on Data Science, efficient analysis of authorizations and routings
  • Optimal interconnection with interbank networks, steering and risk management tools
  • Ability to offer ‘all in one’ solutions tailored to the individual needs of each merchant
  • Management of POS parks: simple configuration and management interfaces
  • Fluidity of customer path, diversification of services and cash management
  • Analysis of the status of ATMs and peripherals. Graphical status visualization at portal level
  • Rapid detection of fraud cases via AI and Big Data