SPARK ACCEPTANCE SUITE

  • Unified Control Across the Acceptance Lifecycle

    A single, integrated architecture replacing fragmented systems delivering end-to-end visibility, financial accuracy from authorization to settlement.

  • Centralised gateway and routing

    Ensure transaction routing and authorisation across all channels, systems and acquiring infrastructures.

  • Performance-Driven Revenue Optimization

    Intelligent acceptance that guarantee transaction processing optimizing approvals, reducing revenue leakage, and maximizing profitability across all channels.

Disconnected acceptance journeys across POS, SoftPOS, and e-commerce reduce approval performance, complicate merchant operations, and impact customer experience placing growing pressure on acquiring banks, payment service providers, and retail networks to manage higher costs, fragmented data visibility, slower time-to-market across markets and channels.

  • SPARK Acceptance Suite centralise payment acceptance across all channels within a single, secure and scalable platform.

  • Acceptance journeys are covered from end to end, from retail to e-commerce to SoftPOS. The result: an end to omnichannel fragmentation and easier multi-market deployment. An approach designed to operate at scale and built to last, without operational complexity.

Unified acceptance for greater efficiency

  • Modular architecture

    API-first platform that is compatible with all systems and scales with your needs.

  • Native integration

    Quick deployment and seamlessly with the existing acquiring and core payment systems.

  • Customer-first approach

    Optimised payment journeys for both merchants and end users.

SPARK Retail – Digital Payments

Empowering Smart, Connected Retail Payments

SPARK Retail is an integrated retail payment module designed to connect merchants, POS environments, and acquiring flows within a single, high-performance ecosystem. By unifying POS infrastructure with acquiring systems, SPARK Retail delivers:

  • Centralized control across single and multi-store retail networks
  • Real-time transaction visibility and performance monitoring
  • Seamless integration between POS and acquiring platforms
  • Streamlined store-level operations with reduced complexity

The result is improved approval rates, lower operational costs, stronger merchant and customer experiences, and a scalable retail acceptance foundation built to support omnichannel growth.

SPARK Gateway – Digital Payments for Merchants

Secure. Intelligent. Seamless Payment Connectivity.

SPARK Gateway is a high-performance payment gateway designed to securely connect merchants, channels, and external payment networks within a unified acceptance architecture. It acts as the intelligent orchestration layer between front-end channels and acquiring systems, ensuring reliable, real-time transaction processing across POS, SoftPOS, and e-commerce environments.

SPARK Gateway delivers:

  • Intelligent transaction routing and real-time authorization handling
  • Secure API-based integration with merchants and third-party systems
  • High availability and performance under peak volumes

The result is a secure, future-ready gateway infrastructure that improves approval performance, protects revenue across channels and markets.

SPARK Drive – Remote POS Management

Centralized Control. Maximum POS Performance.

SPARK Drive is a centralized platform for the remote management of payment terminals, giving financial institutions and acquirers complete control over their POS fleet.

By turning terminal management into a centralized, intelligent control hub, SPARK Drive delivers:

  • Remote deployment, configuration, and software distribution
  • Real-time supervision and health monitoring of the POS fleet
  • Faster incident detection and resolution
  • Consistent security and compliance enforcement across devices
  • Reduced field interventions and lower operational costs

The result is improved terminal availability, optimized operational efficiency, and a resilient POS infrastructure built to scale with confidence.

SPARK SoftPOS – Tap-to-Phone

Turn Any Smartphone into a Secure Payment Terminal

PARK SoftPOS enables merchants to accept contactless payments directly on NFC-enabled Android devices eliminating the need for dedicated POS hardware. Built within the SPARK acceptance ecosystem, it transforms smartphones into secure, compliant, and fully managed payment acceptance devices.

By digitizing payment acceptance, SPARK SoftPOS delivers:

  • Instant merchant activation with no hardware dependency
  • Secure, PCI-aligned contactless payment acceptance
  • Seamless integration with acquiring and back-end systems
  • Lower entry costs for micro-merchants and SMEs
  • Scalable deployment across markets and use cases

The result is a flexible, cost-efficient, and future-ready acceptance model that accelerates merchant acquisition and expands revenue opportunities.

Point of Sale (Hardware)

Hardware and Software, Engineered as One

MS Solutions offers certified POS terminals designed to work natively with SPARK software solutions.

The hardware and software are designed as a coherent whole, ensuring performance, security and compliance in regulated environments.

This integrated approach ensures a reliable payment experience, simplified terminal lifecycle management and seamless compatibility with acquisition and processing infrastructures. 

Let's transform your acceptance journey