Since the early design of SPARK solutions, security and compliance have never been treated as milestones; they have been core design principles of the SPARK Payment Platform. For years, SPARK has been architected, developed, and operated with certification requirements embedded directly into its software architecture, engineering practices, and operating model.
This long-standing approach positions MS Solutions Group as a top-tier solutions provider capable of sustaining deep, platform-wide PCI certification coverage across issuing, acquiring, switching, POS, and cryptographic environments.
MS Solutions Group is among the few payment platform providers globally to combine a breadth and depth of PCI certifications across a single, integrated hardware & software stack, rather than isolated modules.
All certifications are independently validated by ControlCase, a US-based global leader in cybersecurity certification and continuous compliance services, confirming the robustness of SPARK’s security architecture, engineering discipline, and operational processes.
MS Solutions Group currently maintains a comprehensive set of PCI certifications addressing key layers of the payment ecosystem, spanning card-based acceptance, POS and POI environments, secure software development, transaction switching and processing, cryptographic operations, and production environments.
Enriching our certification stack with new credentials and renewals to ensure comprehensive coverage
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PCI SSF SSLC – Secure Software Lifecycle Certification
It is the security foundations, it governs how Spark payment solutions are engineered across all products and markets, ensuring that security is embedded at the architecture and development level, upstream of deployment and operations. This lifecycle-wide certification remains uncommon among payment software providers and is a key indicator of platform-level maturity.
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PCI DSS – Data Security Standard
Applies to production and operational environments where payment transactions are processed, transmitted, or stored. It certifies SPARK’s operational controls, infrastructure security, access management, monitoring, and incident response, ensuring continuous protection of cardholder data during live payment operations.
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PCI SSF SSS – POS Face-to-Face / POI
Applies to the payment acceptance layer, specifically to software embedded within POS and POI terminals. It certifies that SPARK payment applications securely manage transaction initiation, card interaction, and data protection at the point of interaction, in alignment with EMV (Europay, Mastercard, Visa) standards, payment scheme rules, and acquirer requirements for face-to-face transactions.
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PCI SSF SSS – Payment Switch
Applies to the transaction processing and switching layer of the payment lifecycle. It certifies SPARK software responsible for transaction routing, authorization messaging, and inter-system communication, ensuring integrity, confidentiality, and resilience at the core of payment processing.
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PCI PIN – PIN Security Requirements
Applies to PIN handling and cryptographic operations across acceptance and acquiring environments. It certifies the secure management of PIN entry, encryption, key generation, key storage, and cryptographic processing, protecting sensitive authentication data throughout the transaction flow.
Together, this certification stack demonstrates platform-wide compliance across the full payment value chain, reflecting years of sustained investment in secure engineering, disciplined platform governance, and continuous compliance that meet the highest international security standards.
Enabling regulated payment ecosystems at scale
By embedding compliance directly into the platform, SPARK enables banks, governments, and payment ecosystem stakeholders to:
- Reduce security, operational, and regulatory risk across the payment lifecycle
- Shorten regulatory approval timelines and accelerate market entry
- Lower the total cost of compliance across schemes and jurisdictions
- Operate consistently across geographies and regulatory environments
- Support transparent governance, auditability, and effective regulatory oversight
- Scale confidently into new markets on a certified, trusted foundation
This approach minimizes integration complexity and avoids market-by-market compliance retrofitting.