SPARK Core – Cards Personnalisation Module

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Securely issue & personalize EMV cardsat scale with centralized control, cryptographic security, and automated production workflows.

  • Secure EMV card personalization

    Prepare and personalize EMV cards using standardized profiles supporting Visa, Mastercard, UnionPay, American Express, and other payment schemes.

  • Cryptographic security and key management

    Protect sensitive cardholder data through hardware security modules (HSM), secure key management, and encrypted personalization workflows.

  • Trusted and secure solution

    The platform is designed to comply with EMVCo standards and PCI Card Production Security Requirements.

The SPARK Core- Card Personalization Module acts as the card production and fulfillment layer of the SPARK Issuing Suite, transforming cardholder data generated by the Card Management System into fully personalized EMV cards.

Banks and Processors & Payment Services Providers must securely personalize cards while ensuring compliance with strict security standards and production controls. Manual or fragmented personalization environments increase operational risk and complexity.

  • Automate EMV data preparation and card production
  • Secure cardholder data with end-to-end encryption
  • Manage production across multiple personalization devices
  • Ensure compliance with international card scheme standards

SPARK Core Card Personalization Module provides a secure and automated infrastructure for EMV card issuance, enabling financial institutions to manage personalization operations from a central control environment.

PCI-Compliant Card Production

Operate card personalization within a PCI Card Production Security compliant environment, ensuring secure handling of cardholder data with encryption, access control, and full audit logging.

EMV Data Preparation Engine

Prepare and enrich cardholder data using configurable EMV profiles supporting Visa, Mastercard, UnionPay, American Express, and other schemes.

Secure Cryptographic Key Management

Protect sensitive data with an integrated Key Management System and HSM, enabling secure key generation, storage, and EMV cryptographic operations.

Centralized Production Management

Control card production across multiple personalization devices through a centralized interface for batch processing and operational monitoring.

Secure and scale your card personalization operations

Key Benefits of SPARK Core - Cards Personnalisation Module

  • PCI-Grade Security

    Production Security standards, protecting cardholder data and supporting regulatory audits.

  • EMV-Compliant Card Issuance

    Issue cards aligned with EMVCo and international card scheme standards.

  • Scalable Production

    Support high-volume issuance and expand easily to distributed personalization sites.

Serving multiple payment stakeholders

Banks

Scalable payment solutions to run and modernize end-to-end payment journeys, adapted to local market requirements, while ensuring control, compliance, and scalability on a single platform.

Fintechs & Digital Banks

Modular, API-first payment software to build and launch payment solutions tailored to market-specific needs, accelerating innovation without sacrificing compliance.

Processors & Payment Services Providers

High-performance payment processing software to operate and scale market-ready payment infrastructures, compliant with local schemes, regulations, and high-volume environments.

Retailers

Secure and scalable payment software designed to support local and multi-market acceptance, enabling seamless payment experiences at scale.

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SPARK Card Personalization integrates with the SPARK Issuing Suite to provide a complete card issuing infrastructure

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Discover how SPARK modules combine to deliver secure, intelligent, and scalable payment infrastructure.